Risk Underwriter at BlueVine
Redwood City, CA, US

Small business success begins with better banking. That’s where we come in. BlueVine is a leader in small business banking - providing smart, fast and easy-to-use solutions specifically designed with small business owners in mind. We’ve helped 20,000+ businesses since we started in 2013, funding more than $2.5 billion in working capital through our pioneering online platform. Headquartered in Redwood City, CA (across the RWC CalTrain station), BlueVine is backed by leading investors including Menlo Ventures, Lightspeed Ventures, Citi Ventures, SVB Financial, Nationwide Insurance, M12 (Microsoft’s Venture Arm).

As an Underwriter at BlueVine, you’ll play an essential role in making decisions to fund small businesses so they can access the cash they need to maintain and expand their business.


  • Underwrite loans in accordance to company guidelines 
  • Analyze Financial Statements, Tax Returns, Bank statements, personal and business credit reports
  • Verify the accuracy of the information provided for underwriting, identify and research any inconsistencies with the application, to identify potential fraud 
  • Determine credit worthiness and approval terms
  • Ability to multi-task while prioritizing workflows
  • Improve existing workflows and help build to scale process


  • BA/BS in Finance, Economics, Business Administration, Accounting or related discipline
  • 1+ years experience in Small Business Lending, Commercial Lending, Credit or Underwriting experience
  • Formal credit training a plus 
  • Ability to read, analyze and interpret business financial statements
  • Strong financial analysis and excel skills 
  • Ability to manage multiple tasks and prioritize workflows
  • Strong independent decision-making capabilities
  • Analytical and acute attention to detail
  • Quick-thinker, fast learner, problem solver
  • Strong work ethics—gets things done within a strict time frame
  • Able to work on-site in Redwood City, CA


  • Receive over $1,000 annually for a wellness benefit of your choice
  • Free commuter benefits 
  • Weekly catered lunches
  • Unlimited snacks in fully stocker kitchens
  • Generous PTO and holidays
  • Excellent health coverage and life insurance benefits
  • Generous paid parental leave which covers up to 15 weeks
  • Pet-friendly HQ office